Courtyard of civilian trade law Professor Tan Qiping says university of southwest politics and law, "Break for " come up from law tell, it is very fair thing, after the guaranty contract between owner and bank is signed, have legal sanction, still do not borrow money, it is break a contact, the bank has authority to sue. Break purely for case, the bank wins the lawsuit apodeictic. And owner is adopted after offerring, be not a house to mortgage the bank can finish sth, to buying a house person for, can have the following the loss of two respects:
Next, break the individual credence for will affecting usurer badly. Break the chief commander that offer job to be able to become a bank " blacklist " , its the individual credence in the system signing a letter of the Central Bank will be damaged badly, give birth to work and commercial activity to will produce a lot of restricting to individual future, "Stage a comeback " the opportunity can suffer an effect.
Professor Tan Qiping thinks, the owner that buys a room to live oneself won't be broken easily commonly for, a lot of energy and money were spent to decorate commonly after owner buys a house, because house price falls,do not meet, and the quality that affects housing, break for thing loss outweights the gain. But to estate intermediary or " fry room a group of things with common features " for, may appear many " negative old man " .
Tan Qiping says, in " break for " the bank in the case, owner can face immediate risk, although won't involve the interest that develops business apparently, but from will for a long time look, meeting influence develops the healthy progress of business follow-up. The price that is demonstrative building city above all appears the trend that drop, go against development business. Be a bank next mortgage be not returned, the bank does not wish to develop business collaboration with this, affect follow-up capital circumfluence.
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