> rise from September 16, chinese people bank lowers interest policy is carried out formally. Reduce a year suddenly to this Central Bank period loan is standard interest rate 0.27 percent, the month of the person that borrow to the room offers an influence actually very small, and development business still obtains bank loan very hard, is very short-term inside still not quite Anacreontic.

With the loan related estate, more is medium long term loan, but the Central Bank moves low loan interest rate this, the amplitude modulation of interest rate of short term loan is more than the amplitude modulation of long term loan apparently, adjust range the biggest is interest rate of 6 months loan, tone fell 0.36 percent, and 5 years above loan interest rate is moved only low 0.09 percent. "Lower interest this the forehead is spent too small, resemble drizzle, come a few times more again gift is nice. " can continue to lower interest in the day of future of Central Bank of square gentleman calculate on, reduce him to do Fang Nu's anguish.

This year the beginning of the year, citizen square gentleman dealt with 500 thousand yuan individual housing business to borrow money in some bank, according to standard interest rate 7.83 ％ are calculated, every month inside 20 years wants reimbursement 3773.78 yuan, after this interest rate is adjusted, every month needs reimbursement 3751.16 yuan, than lowering interest before can every month returns 22.62 yuan less. Nevertheless, the professional public figure that has a bank expresses, do not look down upon the loan interest rate that lowered 0.09 ％ , according to 500 thousand yuan 20 years period will calculate, after lowering interest, 20 years, client altogether can return 5428 yuan loan interest less. And 300 thousand yuan, the individual housing that pays off 20 years borrows money, every month after lowering interest can return 16 yuan less only, just also return less 20 years 4000 multivariate.

The reporter understands, loan interest rate is reduced, the citizen wants likewise when next year ability enjoyed January: Borrow a contract to set according to bank room, interest rate is encountered to adjust during loan, carry out formally on January 1 second year. Bank public figure suggests, arrive when the end of the year, loan citizen can calculate a small Zhang severally, the month returns how many money less for every month, at the appointed time redo is adjusted.

Also have " offer building a group of things with common features " express, interest rate falls little, always better than rising all the time, increased 6 second interest one year last year, the month is offerred went up at a draught more than 100, lowered interest now, still perhaps can connect fall perhaps, the burden becomes light always is meddlesome.

(Qingdao morning paper)

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