The room is borrowed " warm wind " still not insufflate Shanghai
The near future, a few local government are rolled out in succession " activation " the new move of estate market. For example: August, shenyang municipal government announced a series of " warm city " plan, include to will restart the policy of the allowance that buy a house, fixed number of year that increases loan of housing accumulation fund and limitation; Rose on September 1, henan province dweller buys commodity house but derate estate trades agree duty, reduce a fund paying a house, lengthen loan time limit to wait, the room that can enjoy commercial bank place to offer at the same time is borrowed best interest rate; And other places of Xiamen, Changsha, Chengdu also comes on stage in succession include to buy a room to enter door, duty-free fall the measure of the privilege that buy a house such as the duty, allowance that buy a house.
But similar " help city " warm wind does not have insufflate Shanghai. Yesterday, real estate of Shanghai Central Plains concerns a personage to disclose to the reporter, current, each bank does not have relaxation sign to examining and approve a system each of loan around, examine quite strict. If the capital that the client borrows money to the bank is used at head pay or pay end the money, must issue business contract to reach trade the center is relevant the original of material, offer landlord account at the same time, after bank examine and verify is borrowed through putting, will turn debt into the account of landlord directly. Besides to early days loan examines and approve a system from outside tightening, the bank still is opposite regularly the capital after borrowing undertakes administrative reaching supervisory, if discover the flow direction of capital and not agree with actually, to violating compasses capital to will undertake reclaiming reaching investigating.
Measure of accommodate something to circumstances of house property business falls loan cost
"The room that carries out the Central Bank strictly shifts policy, do not mean Shanghai room to borrow market a monolithic bloc. " yesterday, the personage inside line of business of industry of Shanghai house property discloses to the reporter, the room of the bank borrows policy to have delicate change all the time, a few banks can have interest rate of one part privilege to buy the forehead that the room borrows money to spend intermediary company, a few person that buy a house obtain room of favourable interest rate to borrow with the name of high grade client, VIP client. And the Shanghai holiday room that just concluding is exhibited on, development business makes an ad, the person that allowance buys a house buys the 2nd flatlet and the accrual of extra pay, with alleviating the room lends the policy influence to the sale.
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